Minor accidents and mishaps are common with any car or vehicle. Even with an insurance agreement governing you, this occurrence stands to create some negligible stress and anxiety in us.
If you do not know what to do when faced with an accident, you will be left stranded and worried without any guidance as to what course of action should take. Do you really want to find yourself in such a situation? Better would be to read up and understand what all is to be done when in case of a mishap.
If the mishap is minor in nature more like a bumper-to-bumper hit, you may drive over to the side of the road and part. The traffic needs to move on and you can avoid blocking the road.
If your cars are in the middle of the road, it can cause further accidents and injuries to others. Therefore switch on the hazard lights of both the vehicles to warn the others.
The next thing would be to call the police and report the accident. Incase of a minor accident the police may not arrive or respond immediately. But still you will need to report it for insurance purposes.
While waiting for the police to arrive, get down to noting the details of the other vehicle and note down the registration details, number plate, model, color and the drivers details including but not limited to his name, address, driving license number, insurance details etc.
There is no need to have any conversation as to who was wrong and to admit that you were at fault. The police will decide who was at fault and report to the insurance.
If possible, take pictures using camera or your hand phone and call the insurance company to report the event. Further your insurance company will take over and proceed with the case.
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