1st-car-insurance-rates

There have always been myths about loopholes in the law and its quite rare that any of them are true. Recently, a few have popped up regarding driving laws, and as usual, there are very few that have any truth to them.

Possibly the most frequently heard claim is that if a police officer fills in some information incorrectly on a traffic offence ticket, like a speeding ticket, then the ticket is void. This, as with most of these theories, is not true.

This is a false belief because traffic offence tickets are not official evidence. They are simply summaries of the incident for referral. If you were to challenge the validity of the ticket because the officer had made an error on it, then all that would happen is; the officer in question will have to write up a detailed report which he will not make a mistake on and a court summons will be sent to you.

If you challenge the actual accusation however, i.e. you dont believe you did commit the offence they are accusing you of, then a mistake on a ticket could be put forward as evidence that the officers work is inaccurate and unreliable.

However if you did actually commit the offence and a police officer catches you, you dont really have a leg to stand on.

Another myth that people have thought will get them off the hook, is that it is a violation of human rights to ask who was driving at the time of the offence. It is often believed that if you are the registered keeper of the vehicle and theyre asking you who was driving it, that you do not have to tell them because it is within your human rights to withhold this information.

In fact, this is simply not true. Human have been altered so that you do have to divulge who was driving at the time of offence or you face six points on your licence and a substantial fine. This is because of the importance of road safety.

Something else that is fairly common is that when people have insurance policies whereby they can drive other peoples cars with their permission, they will buy a new car and before they are changed to the registered keeper of the vehicle, they drive it around believing that they are insured to do so having kept their insurance on their old car, because officially the new one belongs to someone else.

This is not true either, if money has exchanged hands for the car then as far as a court of law is concerned the car belongs to you, and if you have not transferred the insurance over from your old vehicle, then you are not insured on the new one, and therefore driving illegally.